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Archives for: June 2017

Engineered Hardwood A Better Hardwood Flooring Choice

When engineered wood first came out on the market, there were speculations that this material was not made of real wood. Experts stress that this is simply not true. Engineered wood floors should not be confused with laminate, vinyl and veneer floors, which imitate or replicate the image or the texture of wood using plastic or a composite of other materials.

Engineered wood is made of three or more layers of hard plywood or high density fiberboard (HDF) and a bonded quarter-inch top layer of hardwood or lamella. This HDF core and lamella composition makes engineered wood eco-friendly, as the core can be made up of recycled wood and the lamella does not require as much timber as a solid hardwood plank does.

And, since they both have exposed surfaces made of hardwood, engineered wood floors can look as attractive as solid hardwood floors. Engineered wood floors can also come in as many hardwood species and colors as solid wood floors.

For the experts in is home to, engineered wood offers a lot of advantages over solid hardwood. Engineered wood even holds up better in extreme weather conditions, which Los Angeles is no stranger to. The engineered wood’s core resists heat and moisture better than solid hardwood can. And HDF layers can actually counter compression brought about by foot traffic and other external factors. This allows for more durability and stability.

Moreover, the installation of an engineered flooring companies are proud of is quick and easy. Engineered floors can easily be installed on any kind of original floor surface, without the need to fasten planks to the floor or to each other. And since engineered floors come in a wider range of sizes, they are sure to cover floors perfectly, without the usual gaps of solid hardwood flooring.

Engineered wood floors are becoming the favorite because of all these benefits and the fact that the wood itself and the installation costs significantly cheaper. The planks are eco-friendly and very affordable, at almost half the average price of solid hardwood planks. Engineered wood flooring installation is significantly easier and quicker than solid hardwood flooring installation could ever be.

Best Dating Tips For Men Who Are Inexperienced

Well, all those folks who are craving for getting practical dating tips and tricks are considered as inexperienced because either they are afraid of rejection on their very first date or they have already suffered from the rejection and don’t want to dive into that mental agony in the future. The good news is that there are plenty of practical dating tips for men who need the practical dating advice. If you want to woo the women of your own choice then you need the best dating tips for men as described below.

You must have heard somewhere that honesty is the best policy. The same rule applies on your dating. Note down that most of the women seek honest and trustworthy person rather than the flirtatious one. Moreover if you want to keep your dating relationship then you have to stick with the honesty policy. Honesty doesn’t mean to disclose each and every part of your personality before your partner in your first date. But it does mean to answer every question with full honesty. If you would hide something then the relationship would suffer. Please don’t unfold your secret past before your dating partner as some pasts can also ruin the relationship. You can use the words power and try not to be too raw while disclosing your past.

One of the best dating tips for men is that you must try creating some fun out of your dating conversation. Women normally like the sense of humor and they are fond of those guys who make fun out of the harsh realities of life. Don’t try to be bore during your dating session as a good sense of humor is the main trigger to make your relationship stronger. You have to show her that you have a nice sense of humor. Remember that humor also portrays self confidence and women also like confident guys.

Another special and effective dating tip for men is to look for the compatibility. If you overlooked the compatibility option then you would ultimately suffer. Previously in the past, it was extremely hard to judge the compatibility issues but the dawn of internet has really proven itself a great source of matching two dating partners. The internet dating sites are extremely helpful for finding your right soul mate that is perfectly compatible with you. All you need to do is to specify your matching criteria and press the search button. The internet dating site would present you with the list of compatible females matching your search criteria in a jiffy. Hence always date with that female who is compatible and you can even do a live video chat or telephonic chat to understand her before you actually go on a physical date later.

Hence the above mentioned dating tips for men would give you experience without making any mistakes. You would definitely land in the safe dating zone if you comply by the above best dating tips for men.

What Everybody Ought To Know About Train Drivers

The job of a train driver is probably one of the most interesting jobs ever. But the process of becoming one isn’t all that easy. However, with the proper step by step method one may succeed in making a career out of train driving.

One of the most important first steps is to fill in the train driver application form correctly. This is highly crucial as it is on the basis of the application form that the whole selection procedure begins. The train driver candidates must provide precise and suitable answers to progress to the next level. This is followed by a number of tests, the most essential of which are the Psychometric tests. Then there are the Train Driver Mechanical Comprehension tests, Trainability for Rules and Regulations, Group Bourdon, Fast Reaction and Coordination tests. All these assessments are core to the selection methods and each candidate must prepare for each separately and completely. The easiest way to deal with these tests is to practice sample papers especially of the psychosomatic tests.

The interviews can be dealt with much the same way. A potential train driver must have adequate preparations with mock interviews, learn to assess sample questions, prepare appropriate responses. Handling the pressure during the interview procedure goes a long way to show the mental and emotional stability of the candidate. Train drivers need to be very aware and alert of their surroundings.

Candidates are often sent for one day intensive training course before they apply for the selection process where they are made to understand the role of the train driver. This understanding is required to be applied to the selection process. The importance of high quality customer service is relayed along with the test of handling pressure at critical times. The work and salary of the train driver is also explained. This one day course improves the prospect of success of the candidates seeking to join the Train Operating Company. The salary in this job per year is around 30,000 pounds.

If you are applying for the position of a train driver you will have to keep in mind that this position comes with great responsibility. As I have mentioned earlier, a train driver needs to keep cool even at times of great danger and needs to do his job with diligence and commitment. Handling a train is very different from handling a car so one should be aware of the difference and work accordingly. The training that is provided is very important for the candidate and this training should be done with a lot of meticulousness and maturity.

US home prices rise 12.2 percent, best in 6 years

U.S. home prices jumped 12.2 percent in May compared with a year ago, the biggest annual gain since March 2006. The increase shows the housing recovery is strengthening.

The Standard & Poor’s/Case-Shiller 20-city home price index released Tuesday also surged 2.4 percent in May from April. The month-over-month gain nearly matched the 2.6 percent increase in April from March – the highest on record.

The price increases were widespread. All 20 cities showed gains in May from April and compared with a year ago.

Prices in Dallas and Denver reached the highest level on records dating back to 2000. That marks the first time since the housing bust that any city has reached an all-time high.

Home values are rising as more people are bidding on a scarce supply of houses for sale. Steady price increases, along with stable job gains and historically low mortgage rates, have in turn encouraged more Americans to buy homes.

One concern is that higher mortgage rates could slow home sales. But many economists say rates remain low by historical standards and would need to rise much faster to halt the momentum.

Svenja Gudell, senior economist at Zillow, a home price data provider, said a big reason for the recent price gains is that foreclosed homes make up a smaller proportion of overall sales. Foreclosed homes are usually sold by banks at fire-sale prices.

“Typical home values have appreciated at roughly half this pace for the past several months, which is still very robust,” Gudell said.

Gudell said higher mortgage rates and a likely increase in the number of homes for sale in the coming months should slow the pace of price gains and stabilize the housing market.

The index covers roughly half of U.S. homes. It measures prices compared with those in January 2000 and creates a three-month moving average. The May figures are the latest available. They are not adjusted for seasonal variations, so the monthly gains reflect more buying activity over the summer.

Despite the recent gains, home prices are still about 25 percent below the peaks they reached in July 2006. That’s a key reason the supply of homes for sale remains low, as many homeowners are waiting to recoup their losses before putting their houses on the market.

Dallas and Denver, the two cities that reached record highs, were not hit hard by the housing bust and therefore didn’t experience the sharp price swings like cities in Nevada, Arizona, California and Florida.

In Dallas, prices fell only 11.2 percent from their previous peak in June 2007 through February 2009. That’s far less than Las Vegas, where prices plummeted by more than half. Since bottoming out, home prices in Dallas have increased nearly 14 percent.

In Denver, prices dropped 14.3 percent from August 2006 until they also hit bottom in February 2009. Since then, they have risen 17.3 percent.

The biggest price gains are occurring in many of the states that experienced the worst housing bust.

Prices jumped 24.5 percent in San Francisco in May from a year earlier, the largest increase. Las Vegas reported the next biggest gain at 23.3 percent, followed by Phoenix at 20.6 percent. All three remain well below their peak prices.

The smallest yearly gains were in New York, at 3.3 percent, followed by Cleveland with 3.4 percent and Washington, D.C. at 6.5 percent.

Higher home prices help the economy in several ways. They encourage more sellers to put their homes on the market, boosting supply and sustaining the housing recovery. And they make homeowners feel wealthier, encouraging consumers to spend more. Banks are also more willing to provide mortgage loans when homes are appreciating in value.

Mortgage rates have surged since early May, though the increase would have had little impact on the current report. The average rate on a 30-year fixed mortgage has jumped a full percentage point since early May and reached a two-year high of 4.51 percent in late June.

Mortgage rates jumped after Chairman Ben Bernanke said the Federal Reserve could slow its bond-buying program later this year if the economy continues to improve. The Fed’s bond purchases have kept long-term interest rates low, encouraging more borrowing and spending.

In recent weeks, Bernanke and other Fed members have stressed that any change in the bond-buying program will depend on the economy’s health, not a set calendar date.

Since those comments, interest rates have declined. The average on the 30-year mortgage was 4.31 percent last week.

The Fed begins a two-day policy meeting Tuesday and could clarify its remarks further when the meeting concludes on Wednesday.

Prime Gapuraprima profit soars 318% become Rp 71 Billion

PT Prime Gapuraprima Tbk (GPRA) record net profit of Rp 71 billion in the first half of 2013, up 318% over the same period last year of Rp 17 billion. Profit rose due to an increase in sales of property projects.

In addition to earnings, the company’s sales also grew to Rp 242 billion during the first six months in 2013, up 60% over the same period last year of Rp 154 billion.

“A pretty solid performance of the company marked the sale of some of peningkan owned projects that boost the recorded rise in net profit,” said President Director of Prime Gapuraprima Rudy Margono, in a written statement on Friday (02/08/2013).

Rudy said the company’s operating income collected until June 2013 reached USD 89 billion, up 56% compared to the same period in 2012 which stood at Rp 38 billion.

With the achievement of the performance, Rudy optimistic residual second half of 2013 will also give good results for the company. “We sure could record sales of more than Rp 1 trillion this year,” he said.

To achieve that goal, various measures have been prepared in which the company completed acquisitions of 4 (four) project in Nusa Dua Bali, Pondok Indah in South Jakarta and Tangerang Chester South.

This year the company has focused on developing a number of projects, such as Diamond City-Cipayung area of ​​3.48 ha, Graha Azzura MT Haryono area of ​​0.37 ha, Ciawi Superblock (Ciawi) area of ​​2.5 ha and Air Force Radar-Cimanggis, Depok area 6 ha.

“The total value of the projects that we have prepared this year to reach Rp 1.1 trillion,” he said.

Looking ahead, said Rudy, Prime Gapuraprima also adds new 3-star hotel that is Gapuraprima Hotel located at Jalan Gatot Subroto, Central Jakarta, Mega Kuningan Best Western Hotel, South Jakarta, as well as the Best Western Hotel-Serpong, Tangerang.

New Age Animation Courses

Animation came in to our life like a fresh breeze of air adding more life to our make believe world. In todays fast changing times the animation sector is getting updated at quick succession resulting in introduction of many new courses pertaining to the animation domain. Maya Academy of Advanced Cinematics, the pioneer in imparting professional animation courses in India has been updating its curriculum at regular intervals. Heres a lowdown on some of the new training programmes that have been added to the galaxy of Maya animation courses in India.
Degree Programme in 3D Animation and Visual Effects
Digital Film Making courses
Advanced Diploma in 3D Animation
First time in India a degree programme has been offered in the field of 3 D Animation and Visual Effects. The course is affiliated to Indira Gandhi National Open University. Introduction of this programme will add more impetus to the revolution in the field of animation and graphics which India is witnessing right now. A comprehensive course like BA would encompass all the topics that are part of this domain like camera, lighting of digital images, Fusion, Autodesk 3D Studio Max and Autodesk Maya.
The Digital Film Making Courses are of different types that are being offered in MAYA. The courses would train the students of MAYA on animation film making of every length. The curriculum would enlighten students on camera, lighting and compositing techniques. Last but not the least is the Advanced Diploma in 3D Animation. The Advanced Diploma is again of two types one that caters to experts and another that helps in enhancing the knowledge of professionals. Diploma in 3D Animation would take up some interesting topics apart from the regular ones like non-liners editing, sound editing, 3D Design and Modeling, particles and dynamics and above all character set-up.
The icing on the cake about the Maya animation courses is that it is open to all. The prospective animation artist needs to be 10+2 paas-out and have to clear the Maya aptitude exam. It is a wind of change knocking at your door, flow with it and be a part of the revolution.

Understanding The True Beauty Of Life-fulfillment

So many of us consider life fulfillment to be the point in life where we ourselves feel filledwhere the needs and desires of our body and soul have been satiated. It is the point in our life where we could fit no more joy into our hearts, even if we tried.

That certainly is one way to look at it.

But, Merriam Websters and Rodels Synonym Finder have other ideas, as do I. And, as your Life-Fulfillment Strategist, I just am compelled to share them with you. Their definitions truly define the beauty of a life-fulfilled.

According to Websters Dictionary fulfill is defined as to make full. BUT, it is further defined as 3a) to convert into reality b: to develop the full potentialities of
And Rodels Synonym Finder suggests for fulfilled 1. Accomplished, achieved, attained, realized, perfected, completed.

Imagine your life fully realized and all your talents and abilities developed to their full potential. What a wonderful, powerful presence and force you would be in the world. To me, having my life reflect this would be TRUE Life Fulfillment. It would satisfy my desire to be made full, but would also transmit the energy of my fully realized talents to the world with an intention of helping others find their own TRUE Life Fulfillment.

So here is what I would like you to consider when you dream about being totally fulfilled in life.

TRUE Life-Fulfillment: A state in which a human being, having developed the full potentialities of all its talents and abilities, is fully-realized and completed.
Isnt this what were all striving for, working for, loving for every day?

Now that weve defined it, lets talk about what that looks like. What are all the components we would have to develop to their full potentialities to be on the path to creating a fully-realized life?

To your TRUE success!

Dave the Funky Shoulder Monkey – The Most Popular Toy This Christmas

Dave the Funky Shoulder Monkey is quite simply a toy monkey that sits on your shoulder, but there is far more to this new electronic ape than meets the eye. Many toy stores have been searching for the next toy craze. Last year it was Zhu Zhu Pets that took the world by storm, this year it looks like a cute little black and white monkey called Dave is going to be the next huge hit. Read on to find out what sets Dave the Funky Shoulder Monkey apart from the huge array of children’s toys on the market this Christmas and why he will be in such demand.

A team of toy developers in the UK invented this cuddly robot monkey; little did they know at the time how popular he would turn out to be! He has already been named by major toy retailers in the UK, Toys R Us and Hamleys, as one of the top sellers this Christmas and there has also been significant interest from Toys R Us in the United States.

The Dave the Funky Shoulder Monkey design is based on a real-life Capuchin monkey and he can be attached to clothing by means of a shoulder strap so he is able to perch jauntily on your shoulder without falling off. His movements, sounds and mannerisms are operated using a small cordless remote control that can easily be concealed in the hand or in your pocket. Thanks to some clever and sophisticated micro-robotics, this cheeky monkey can display a realistic range of sounds and behaviours just like a real monkey and this is what makes him stand out from many of the other robot pet toys on the market.

Dave the Funky Shoulder Monkey has several different modes accessed using various buttons on the simple to operate remote control, including Conversation Mode, Greeting Mode, Puppet Mode and Action Mode. Each mode offers a different range of characteristics and behaviours – he can laugh, cry, burp, fart, wave and even, being a monkey, scratch himself. This makes him the centre of attention, who can resist the sight of an unusual monkey sat on someone’s shoulder waving and farting! His realistic sounds and movements are a source of fascination and hilarity for children and adults alike and this is why Dave the Cheeky Monkey will be the number one toy this Christmas.

This interactive monkey toy has become so sought after that the manufacturers have had to open another factory in an attempt to keep up with demand from toy stores. Make sure you buy Dave the Funky Shoulder Monkey early to avoid disappointment!

Benefits Of New Jersey Dryer Vent Cleaning

New Jersey dryer vent cleaning is obviously an essential part of home maintenance and fire safety prevention. The National Fire Protection Association (NFPA) recommends cleaning dryer vents at least once a year, removing the link that accumulates in the dryer vent pipe. This is because the leading cause of dryer related fires is failure to clean them properly. An unclean dryer vent pipe filled with lint is a serious fire hazard. And manual cleaning of lint catcher is not enough.

Did you know that the lint screen in dryer, even when it is cleaned, only catches about 75% of the lint produced inside the dryer? That means 25% of the lint is working its way into the dryer vent pipe, where it can accumulate over time, causing a serious fire risk by restricting airflow and causing overheating that prevents fast drying action and drastically increases the risk of a fire. The dryer vent fills with lint that sneaks by the dryer’s filter. Lint can block the flow of air, cause excessive heat build-up, and result in a fire. Dryer lint is extremely flammable and has the potential to ignite at any time, making the dryer vent a fire hazard that cannot afford to ignore.

The benefits of New Jersey dryer vent cleaning are the following:
Eliminates fire hazard
Reduces drying time
Saves you money on utility bills
Decreases wear and tear on your dryer

Here are some equipment to be used for dryer vent cleaning:
Steel coil rod with Nylon bristles and a soft tip – Traverse a refrigerator bottom in one swipe. Great for those deep dryer lint chutes. Convenient handle with strap loop for easy storage.
Lint trap brush – Reach way down into the deepest, darkest dryer parts.
Spiral cut Double-wide brush – Designed specifically for lint traps in the door.
Rotating brush with flexible rods – Scours the entire vent wall surface, while traversing the multiple turns that are common in most vent systems. It includes adapters to allow you use the air from your dryer, or a shop vacuum/ blower to completely remove the lint from the vent while rotary brushing. It is basically used for those with vertical-running vents or multi-story applications.
Semi-rigid metal vent – Adaptable to every installation for duct will expand to a distance of 8 feet. It includes specially crimped ends to adapt to every 4″ dryer outlet and wall outlet. Includes 2 steel clamps. Duct can be trimmed with ordinary kitchen shears for a custom fit. Improves drying times and reduces overheating of dryer.

Most vents need cleaning every two to three years. Very short vents attached to full size dryers may never need cleaning. Its just because the better a dryer vent blows, the less lint builds up in it. Short vents blow better than long ones. Full size dryers blow better than smaller stack dryers or older dryers. Vents with a lot of turns and elbows blow worse and build up more lint.

Looking in Full Detail at the Federal Stafford Student Loans

To gain a meaningful education it is wise to choose a university where your interest in classes will be captured. To help the selection process you may want to see what type of student loans you can get. The best one to look at in full detail is that of the Stafford Student Loans program. This program is one of the most popular loans programs that you will find.

This is mainly due to the low cost loan that is sponsored by the federal government. In addition to the low cost there are other benefits that are helpful when you are considering any type of loan. The benefits of the Stafford Student loans are one like you’re getting 3.3 percent of your loan back as cash or credited to your account credit. To qualify for this cash back bonus you will need to make the first 33 payments on time.

As with many services in the world when you need help you look for the customer services to help you out. With the Stafford Student Loans you will receive quality customer service when you need it. You will get Sallie Mae’s online account management tool. You will also receive account information by email.

The procedure to getting either of the Stafford Student Loans is not the difficult. You will mainly need to fill out a FAFSA form and submit in time (before the deadline has finished that is!). If you are considered as being eligible the FAFSA government branch will send this information to the Stafford Student Loans people where they will check the various details that you have given out.

Now if there are no problems with your application form you will then be informed of the next steps you will need to take. Once you have fulfilled these various terms and conditions of the Stafford Student Loans out you can choose which of the two loans you prefer to use. You will have a choice of either the Subsidized Stafford Student Loans or that of the Unsubsidized Stafford Student Loans.

While there is not that much of a difference you may want to look into the details of both of these loans thoroughly. The main difference that you will see is that the federal government pays the interest for you during the entire period of your being a student who is using the loan in one. And in the other loan you will need to see what the interest rate is. From this amount calculate how much you need to pay during the pay back time period. Which incidentally is about 10 years.

Muna wa Wanjiru is a Web Administrator and Has Been Researching and Reporting on Student Loans for Years. For More Information on Stafford Student Loans, Visit His Site at