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Archives for: April 2018

Continued Market Volatility – 5 Reasons Why It’s Not All Bad

Reading the recent business headlines, confidence surveys and economic strategy reports regarding the market volatility in Greece and the US, it is apparent that we are all concerned about things continuing to head downhill. This market volatility, including the insolvency issues in Greece and high unemployment rates in the US, will continue as governments reluctantly accept this outcome and in the aftermath global economic growth (and consequently investment returns) will remain below average for years to come. However, there are still some positive areas to be encouraged by, amongst the long list of worrisome points.

1. Share valuations are reasonable. The price-to-earnings ratios in New Zealand, Australia and the US indicate good value for investors. The NZ market is currently trading at an average PE ratio of 13.5 (slightly less than its long-term average of 13.7) and the AU market is at 11.7 (some way below its long-term average of 14.3). The US market PE is currently 12.2, not quite as cheap as the lows reached in the financial crisis, but also much lower than the highs of over 16 that were reached in 2007.

2. Dividend Yields Above Long-Term Average Dividend yields are (in a lot of cases) higher than those available in term deposits and fixed interest may provide some share price support as income-seeking investors have limited choice. NZ Shares & Property Trusts generating an annual dividend yield of 7% AU Shares yielding around 5% are achievable US Share yield on 10yr treasury bonds being outpaced by share markets average dividend yield (rare occurrence).

3. Interest Rates Likely To Remain Low For some time Official Cash Rate expectations have taken a turn from the expectation that they would be raised by 0.5%, with local interest rates on hold for now and any move in the AU rates likely to be down rather than up. The vast majority of us are sitting on floating mortgage rates keeping costs low for borrowers, assisting consumer and business sentiment and also helping yield the gap between shares and other forms of investment.

4. Oil Prices Have Fallen From Their High Oil is a key component for most sectors of industry, and oil prices have a large impact on consumer confidence. The West Texas oil is 25% lower than its May high and Brent crude is 12% off its highs.

5. Corporate balance sheets are much stronger than they were in 2008. The corporate world is on a much more secure footing than it has been in the past. Average debt levels in Australia are now at 27% (compared with the long term average of 50%). Corporate debt levels in New Zealand and the US have fallen by a similar amount.

Best Digital Grand Piano – Summary And Where You Can Acquire

If you are searching for a current replacement for the older standard acoustic piano, the digital piano often is the smart choice. Even though digital pianos operates in another way, still has got the many outstanding abilities over the classic piano. Due to this, performers, particularly piano players are searching for the best digital piano in the the whole piano market.

Fundamentally, if you’re looking for the very best digital piano out there, you should know that an electronic or digital piano is certainly not the same as traditional acoustic piano in lots of ways. A digital piano emulates the acoustic piano by making use of digitally sampled sounds rather than with real strings and hammers. On top of that, it does work by using incorporated speakers plus amplifiers. Digital pianos were made to provide an alternative to individuals a piano experience although the space is constrained. Nevertheless, many people enjoy the efficiency of digital pianos for its quite a few remarkable attributes. A digital piano doesnt call for tuning, it contains volume adjustment, along with a huge selection of rhythms and voices without the need of investing significantly.

While seeking for the top digital piano, you should look at a few variables. Initially, it is useful to see if it offers the ability to make a sound which is nearer to the sound of an old-fashioned acoustic piano. Check out likewise if the keys move in accordance with your touch such as that of an acoustic piano. To put it briefly, the very best digital piano gives you the highest quality sound and touch ofan authentic acoustic piano.

CSM-41D – The Finest Digital Piano

Considering that you will find a variety of piano brands offering several designs of digital pianos, It’s very important to select the best. Cameron & Sons present its perfect digital piano the CSM-41D that has both beauty and state-of-the-art digital capacities. It is built with touch sensitive hammer keyboard having 88 keys as well as a 64-note polyphony that will certainly increase its sound productivity. The CSM-41D is brimming with higher productivity features that the whole family and all of your friends will like. This is achievable even while maintaining its artistic elegance with its traditional case and also breathtaking black finish. As with other digital pianos, the CSM-41D doesnt require tuning, and contains all of the fantastic mix of voices, sounds, and rhythms. Furthermore, it is full with recording capabilities features making unlimited musical experience and alternatives.

Acquire The Best Quality Digital Piano Over The Internet

Finding the best digital piano just like CSM-41D is really not a very difficult process even though other individuals may tell you that it is. Actually, you can buy the CSM-41D over the internet with no leaving your house to venture to local piano outlets. Piano shops that could be obtained online provides you a vast and fantastic choices of digital pianos along with lower and good prices.

Astra International reported net profit of Rp 8, 8 trillion

PT Astra International Tbk (ASII) posted a net profit of Rp 8, 8 trillion in the first semester of 2013, down nine percent compared to the same period in 2012 Rp9, 7 trillion.

“The performance of the company and its subsidiaries in the first semester of 2013 showed a slight decrease compared to the first half of 2012,” said President Director ASII, Prijono Sugiarto in a press release here on Tuesday.

He added that Astra’s net income during the first six months of 2013 also decreased by two per cent to Rp94, 3 trillion, compared to the same period in 2012 amounted to Rp95, 9 trillion,

“Although the outlook remains positive domestic demand, increased competition in the automobile market, rising labor costs and declining commodity prices expected to affect the performance of the business in the second half of this year,” he said.

He argues Astra Group activities remain focused on six core business lines, namely the automotive division, financial services, heavy equipment and mining, agribusiness, infrastructure and logistics, and information technology.

Mentioned, several divisions which decreased net income in the first semester of 2013 the automotive division fell by 10 percent to Rp 4, 4 trillion. Net income and mining equipment division fell 24 percent to R1, 4 billion.

Then, the net profit agribusiness division decreased by 25 percent to Rp571 billion. And the net profit and logistics infrastructure division fell by 29 percent to Rp223 billion.

Meanwhile, the division has increased, the financial services division’s net profit rose 19 per cent to Rp2, 1 billion. And, net income and information technology division of Rp55 billion, up two percent compared to the first half of 2012.

Get the perfect body shape through hypnotherapy

Hypnosis is a mental state where the nervous system of the body in a state of stasis while the mind becomes much focused. When a person is hypnotised, the person experience is like being in a trace, their concentration and inner absorption inner is heightened. Hypnosis is done to a patient by a hypnotherapist who repeats certain verbal phrases and mental images. When a person is in a state of hypnosis, the concentration level of the mind is at its peak. The person is more responsive, to suggestions made to him. This is the time when hypnotherapists sneak in behavioural changes options to the patient including that of weight loss. Hypnosis and weight loss can thus be enmeshed.

Hypnosis for weight loss has emerged as a popular way of dealing with weight related problems. Hypnosis is a mental ability that can make any person focus your their mind and plant any new images. Hypnosis has the capability of inception, where a mental picture of the desired goal can be germinated in the mind. The body then works towards achieving the desired goal. The procedure to implant the idea is very simple. The hypnotherapist asks the patient to close his/her eyes. Then using body/mind techniques, the mind is made to relax. Once the mind has soothed itself, it becomes receptive to idea, images, and thoughts. Making the mind emotionally open enables the patient to appropriate positive images and thoughts. Hypnosis is also helpful in dealing with addictions like alcoholism, smoking and drugs. It also helps people overcome phobias and problems of self confidence. The positive images, which are imprinted on the mind, act like a guiding light for the patient, to realize their goals.

Hypnosis to lose weight is easy and relatively cheap. There are many hypnotherapy programmes which are taught online for free. Many certified hypnotherapist produce weight loss audio as well as video CDs, which contains the hypnosis sessions. For people seeking to lose weight loss through hypnosis can book private sessions with a hypnotherapist. There are many weight loss hypnotherapy clinics in Australia. Research studies have found that to lose weight hypnosis is an effective tool. The success rate of cognitive behavioural therapy for weight loss can also be sustained through hypnosis. The hypnotherapy clinics have different kinds of programmes for patients depending up on their individual problem. They conduct successive tests to find out the right kind of hypnosis to lose weight of the body.

About Author:

Dr Bruce Alexander has devoted his life to the improvement of physical and psychological health. He began his career as a medical research scientist, where he and coworkers were able to identify a crucial gene in the development of leukaemia.

Cancer Treatment Neutropenia And Thrombocytopenia

One common side effect of any cancer treatments is blood dyscrasias or problems. As a cancer treatment like chemotherapy or internal radiation attack rapidly dividing cells of the blood, neutropenia and thrombocytopenia ought to be addressed by medical and nursing staff when the patient is undergoing cancer therapies.

Neutropenia is the medical term used to name a low white blood cell (WBC) count. WBCs are essential to an individual’s health as they are the blood cells that fight against microorganisms and the possible infections these germs may produce. Unfortunately, a cancer treatment like internal radiation damages these cells together with the cancer cells. If a person does not have enough white blood cells in his body, he can easily develop infections. Here are some of the special measures to deal with neutropenia.

The patient under cancer treatment is placed in a private room if possible. As being with other patients who have other health conditions may simply infect an immunocompromised cancer sufferer.

Health professionals like nurses who take care of the cancer patient should wash hand prior to touching the patient or any of his belongings. It can reduce the possibility of microorganism transfer.

The number of individuals entering the patient’s room should also be limited. A person who is in cancer treatment has a weak immune system and can easily pick up germs from folks who come in contact with him.

On the other hand, thrombocytopenia is the scientific term for a low platelet condition. Platelets are vital blood components too as they prevent people in cancer treatment from hemorrhaging. If folks have inadequate platelets in their system, they can bleed to death.

To prevent bleeding in an individual who is under a cancer treatment, he should be normally handled in a gentle manner. For instance, a lift sheet ought to be utilized when positioning or moving the patient in bed. Intramuscular (IM) injections are also avoided. When IM injections and venipunctures are unavoidable, the smallest-gauge needles are used. Firm pressure on the site of a needle puncture is applied for around 10 minutes too. This is to allow platelets and clotting factors to work its function. Ice may also be applied to areas of trauma.

As bleeding in patients may be internal, abdominal girth should be measured on a daily basis. Also instructing men to utilize an electric shaver instead of a manual razor are also very helpful. Clients are encouraged not to blow their noses too hard as well. Directions of using soft-bristled toothbrush, no flossing and making sure that dentures do not rub and fit well are useful too.

Development of infections and risk of hemorrhage are very dangerous and should always be taken into account. So, if you are taking care of a family member or the one undergoing cancer treatment, be sure to keep these in mind.

Helicopter Tour Hawaii, Proper Planning Is Essential!

For helicopter tour Hawaii you need to carry out proper planning in order to enjoy tour to the core.

Plane tour in Hawaii is quiet popular in order to enjoy the scenic beauty of place. Apart from plane tour, people nowadays also consider opting for helicopter tour Hawaii that can allow them to enjoy nature in a personalized manner. Before planning particular tour, it is very much essential on your part to have complete knowledge of the place. This will help in opting for correct season to visit Hawaii and selecting correct online tour operator.

Why do people consider going online for any of the Hawaii tour bookings? If you plan to visit Hawaii in peak season then it can become difficult to get in to the desired island tour. Advance booking can allow you to enjoy tour in personalized and safe manner. You will not have to slog for Hawaii plane tour if everything is booked well in advance. Online booking can allow you to plan your tour properly without getting in to any kind of hassle.

The best way to enjoy helicopter tour Hawaii is by means of opting for correct company that offers best tour at best rates. The tour company you select should be capable enough to provide solution to all your queries and offer you with exciting deal. The experience of Hawaii tour can walk with you all your life because nature here showcases the best view.

You need to know Hawaiian Islands in detail if you planning helicopter tour to Hawaii. Knowing them in details can assist in making best selection of tour at best possible price. Compare rates offered by some well established companies and on basis of it take decision related to Hawaii tour.

Following are some of the things you need to look for while planning air tour to Hawaii:

Look for the company that can guarantee you with window seat when it comes to plane or helicopter tour.
There has to be guide with you, who can provide you with complete detail related to tour and different places in Hawaii.
The guide should be able to explain you the history of place and other related details.
In the given time limit, the pilot should be able to cover major Hawaii air designation.
The company should offer you with the plan depending on the number of people in a family planning to visit together.
They should explain you the route of helicopter tour Hawaii well in advance.
They should provide you with instruction sheet that offers details like things to carry while planning helicopter tour.

Get Unique Experience With Online San Diego Art Galleries

In case you are looking forward to buy an art piece from San Diego art galleries then you are bound to get an unique experience from it.

At the time it comes to buying art and going through the process then people usually think of art gallery in which people have to walk through a place where usually one feels afraid to touch anything. With this you can surely get a close view of the art but this does not mean that you that you cannot get proper view of the art through online options.

There are lots of people who feel awkward to go to traditional art gallery and for such kind of people there is San Diego art galleries take care of this problem. With this option you will not feel lost and you won’t feel that you do not have any knowledge about the art. When you are shopping through online there will be no one to judge you and so you can without any tension shop at your convenience. When this problem is taken care of you will be able to ensure that you get exactly what you want.

Online San Diego art galleries give a very unique experience in different ways. These advantages of these galleries put them stand out from that of the ones on high street. There will be time when you would not like to just have an art however actually want to find a great piece that needs to be delivered at your home. There are some of the things that you will have to bear in mind so that you can go ahead with the process selecting art through online art gallery.

The very first thing you need to consider when selecting a piece from San Diego art galleries is the size of the art pieces that you would be like to purchase. Size is one of the most visual aspects that people will check out regarding the art. On top of that you need to take into account the space. In case you do not have much space in your home then you need not purchase a large one. It is essential for you to measure the space before getting started with searching for the best piece.

Another thing on which you need to pay attention to is the theme of the room. You need to check that the new piece that you select will go into the theme or not. With this you will be able to select the specific piece for your home. It is essential for you to spare some of the thoughts when it comes to where to hang your artwork so that you can show of the best advantage.

Appam And Malabar Curry From Chef Stalin Mumbai

With a rich work experience of 15 years Chef Joseph Stalin has a lot to smile about. From his early childhood, Chef Joseph was a foodie and wanted to make his career dishing out innovative recipes. With just practical knowledge as his strength, he started working in his home town Hyderabad and later moved to Bhopal. Working now with Banana Leaf, a popular vegetarian South Indian restaurant in Mumbai he shares the recipes of two bestselling items with us. Enjoy!

Appam
A thin pancake made with rice batter. Appam

Ingredients
2 cups cleaned, raw rice soaked for 4-5 hours
2 cups fresh tender coconut shavings
1 cup boiled rice
1 cup fresh coconut milk
2 nos. ready to eat banana
Salt and sugar to taste
A pinch of yeast granules dissolved in little hot water

Method
Drain the soaked rice and grind it along with tender coconut, pealed bananas and cooked rice to make a fine thick batter. Do not add too much water. Add yeast, mix lightly. Also add salt and sugar to taste. Allow to ferment at room temperature for at least 6 hours. Heat a small non-stick wok. Pour approximately half a cup of the batter and gently swirl the pan around such that only a thin layer of the batter covers the sides and a thick layer collects at the bottom. Cover with a lid and cook on medium heat for about 3 minutes or till the edges have become golden crisp and the centre is soft and spongy. Serve hot with any south Indian curry.

Vegetable Malabar Curry
A hot and spicy dish prepared with curry leaves, spices and coconut cream which combines well with rice or bread. Malabar Curry

Ingredients
100 gms Boiled Carrots
100 gms Boiled Beans
100 gms Boiled Cauliflower
100 gms Boiled Potatoes
100 gms Cottage cheese (optional)
1 tbsp coconut oil
1 tbsp Ghee
5 whole green cardamom pods
5-6 Cloves
2 large cinnamon sticks
2 large onions, finely chopped
1 tbsp ginger garlic paste
2 green chilies shredded
2 ripe tomatoes, pureed
Bunch of curry leaves
2 tbsp coriander powder
1/4 tbsp turmeric powder
1 tbsp red chili powder
1 tbsp Mustard
4 cups coconut milk
2 tbsp coconut cream
Salt as per taste

Method
Heat coconut oil and ghee in a wok and add cinnamon, cardamom and cloves. Once they start spluttering, add chopped onions and fry till golden brown in color. Add the ginger garlic paste, green chilies and curry leaves and fry for some more time. Add tomato puree and mix well. After 2 minutes, add coriander, turmeric and red chili powder and salt and saut till you see oil separating over the mixture. Add the boiled vegetables to the mixture and stir for two minutes. Add coconut milk and boil on low heat for five minutes. Stir in the coconut cream and serve hot.

Enjoy!

Sambhram Institute of Technology Assists You to Beat Placement Blues

The growing needs of the IT industry are making businessmen think of opening new and modern technological institutions in the country. Karnataka is the booming state with many good engineering colleges. Sambhram Institute of Technology Bangalore is one of the prestigious names of the educational institutions in the state. Bureaucrats, entrepreneurs and technocrats have been using money in this institute since 2001 to give student high class education of present times. The campus is selected in huge area to facilitate space for proper teaching and learning opportunities. Many students from across the country and even the world feel proud to be a member of this institute having great recognition.

Most of the students get jobs straight away in campus interviews from leading IT companies in the region. The location of the Sambhram Institute of Technology is great and the college gives a good education in almost branches of engineering and technical studies. Ample opportunities for excelling in the degree studies and research work are possible in this institute. You can visit the site of the organization and get detailed information on the courses and the fees of every course. The money spent in the technical studies will give you good returns in future as the institute gives up to date knowledge of present studies.es.

has a huge green campus at the heart of the city. Good atmosphere is maintained in the campus for letting both domestic and International students feel safe and secure in the institute surroundings. Good quality hostels for boarding students are available. Separate hostels are present for boys and girls. International students get separate accommodation in completely different hostels. The outdoor and indoor games facilities are present to keep the student busy when they are tired of studying. Amphitheater and indoor stadium help them arrange programs of culture. They are free to explore their talents and participate in shows arranged by the Institute in several occasions.

has top facilities of air conditioned classrooms and wonderfully equipped laboratories. Accomplished members of the teaching staff will give education to the students and will take care of their queries. Examinations will be carried from time to time to see whether the students are keeping pace with regular lessons. You will be able to access high speed Internet in comfortable Internet cafes and access the sophisticated libraries at all times. Move around happily in the campus and enjoy lunch in the world class cafeteria. The food served in the hostels and the cafeteria is fresh and mouthwatering. You can study and be associated with cultural and sporting activities during your term of study

Raspberry Leaf Tea

What is raspberry leaf tea?

Raspberry leaf tea is a tisane or infusion made by soaking raspberry leaves in hot water. There are several species of raspberries, but red raspberries are preferred for teas. The red raspberries, which are native in Europe and Northern Asia, contain more vitamins and minerals compared to other raspberry species.

Preparing raspberry leaf tea

Dried young shoots or leaves are used for raspberry leaf tea. Then, it is soaked or steep in freshly boiled water for 5 to 10 minutes. It has an astringent, black tea flavor with surprisingly no hint of raspberry taste. One to two teaspoons are needed to make a cup of raspberry leaf tea.

Benefits of raspberry leaf tea

Historically, raspberry leaf tea is used to aid delivery among pregnant mothers who are about to give birth. (see ).Today, raspberry leaf tea is used to promote health. It has the flavor of black tea, without containing caffeine.

Raspberry tea is rich in vitamins and minerals, and is also especially rich in antioxidants. Studies show that raspberry has huge oxygen radical absorbance capacity (value that measures how much damaging oxygen radicals it can remove from cells). People who are stressed and convalescing from sickness are recommended to drink raspberry tea to aid recovery.

Red raspberry leaves are especially rich in folate which is essential for proper mental function, prevention of anemia and reproduction.
Raspberry fruits and leaves are also found to contain various phenolic compounds, anthocyanins and flavonoids that can protect the body from cancer and oxidative stress.

Raspberry leaf tea is a good astringent and mouth cleanser. It is a good remedy for sore throats, gingivitis and cankers in the mouth.

Although historically recommended to pregnant mothers, modern studies failed to support its proposed benefits. Studies supporting the efficacy of raspberry leaf tea to improve uterine tone and reduce necessity for cesarean section births have poor methodology with unconvincing results. It might also pose harm to pregnancy if taken during the first trimester. But still, people with caffeine sensitivity will find raspberry leaf tea a great alternative to black tea.